How we work with you

 

Before we work with you, we must know you. No architect would bring building blueprints to the first meeting with a client and neither do we. We have no preconceptions about how we will advise you until we have completed a process of mutual discovery. We have broken up our onboarding process into six easy steps.

 
 
 
 
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1: Hot Topic

Individuals and families reach out to us most often after a transitional life event: a new job or a big promotion, getting married, starting a family, inheriting money, selling a business or getting divorced. An important part of our initial information gathering is identifying what keeps you up at night.

 
 
 
 
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2: Base-Plan

We ask you to provide us with the information we need to create your financial base-plan. This plan will include analysis of your income sources, living expenses, major projected expenses such as college tuition, assets such as investments and real estate and liabilities such as a mortgage and credit cards.

 
 
 
 
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3: First Review

In this meeting, over the phone or in person, we will show you the base-plan, fill in gaps in our knowledge of your situation and answer any questions you may have.

 
 
 
 
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4: Agreement

The provision of financial advice creates rights and responsibilities for both client and advisor. After our first planning meeting, we'll ask you to review and sign our agreement. You can cancel this agreement at any time.

 
 
 
 
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5: The Details

In subsequent meetings and phone calls, we finalize the details of your financial plan together with you. We explain how we address your various financial needs.

 
 
 
 
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6: Onboarding

We align your accounts with a singe custodian and connect held-away assets to your own financial planning dashboard. We adjust your asset allocation to optimize taxes and we train you on how you can make the most of your financial planning dashboard.