Question: I have a one year old child. Is it too early to start a portfolio for my child, and would it be better to start off with a stock or a bond?Read More
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Question: I have about $93,000 invested in non-retirement mutual funds. I have been considering trying to time the market by selling these funds when I sense a bear market approaching (incurring a $1,700 capital loss) and then buying the same funds at a cheaper price once the bear market has arrived. I have no debt and an emergency fund. Is this a good strategy, or too risky?Read More
Question: To find the price-earnings ratio of a stock, I divide the current stock price with the last four quarters of earnings. If the current list price is higher than the number I get when I calculate the P/E ratio, what does that mean? Is the stock overvalued?Read More
If you're a new investor, you may have understandably been spooked by the ups and downs in the stock market earlier this year. However, think twice before you pull out your money. Assuming that you have three to four decades of investing ahead of you, knowing these three things will give you a head-start.Read More
Question: My mother passed away a few weeks ago. She left five heirs who want to assure that their inheritance is not going to be subject to market risk before it is distributed. I told her advisor to liquidate most of her portfolio but he said the brokerage firm has frozen the account. What can be done?Read More