How did you come up with your business name?

How did you come up with your business name?

25 years ago I was in the process of forming a wealth advisory business.  The usual naming convention would dictate “David Edwards & Associates” – boring!  Then I considered “Quantitative Investment Strategies, Inc.” boring, and a little scary.  After that, I thought about “Bull & Bear,” “Tigers,” “Eagles” etc., but there were many other financial firms using those names already.

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Q&A with David Edwards: Should I pay off my mortgage loan or invest with the money I am receiving from an inheritance?

Q&A with David Edwards: Should I pay off my mortgage loan or invest with the money I am receiving from an inheritance?

Question: My spouse and I will be inheriting about $750,000 to $800,000. The payoff balance of our mortgage is estimated at about $180,000 at 3.5 percent APR for 30 years. Would it be worthwhile to allocate some of the money we are inheriting to pay off the mortgage loan? We still have 27 years left to pay. Alternatively, should I invest the money and continue paying my mortgage?

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Q&A with David Edwards: Should I sell my mutual funds when I sense a bear market approaching?

Q&A with David Edwards: Should I sell my mutual funds when I sense a bear market approaching?

Question: I have about $93,000 invested in non-retirement mutual funds. I have been considering trying to time the market by selling these funds when I sense a bear market approaching (incurring a $1,700 capital loss) and then buying the same funds at a cheaper price once the bear market has arrived. I have no debt and an emergency fund. Is this a good strategy, or too risky?

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Q&A with David Edwards: How do I know if a stock is overvalued?

Q&A with David Edwards: How do I know if a stock is overvalued?

Question: To find the price-earnings ratio of a stock, I divide the current stock price with the last four quarters of earnings. If the current list price is higher than the number I get when I calculate the P/E ratio, what does that mean? Is the stock overvalued?

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Q&A with David Edwards: Does the Patriot Act require that personal investment accounts need to be disclosed before inheriting brokerage accounts?

Q&A with David Edwards: Does the Patriot Act require that personal investment accounts need to be disclosed before inheriting brokerage accounts?

Question: My mom recently passed away. She left myself and my siblings equal distributions from her brokerage accounts. Her financial advisor wants each of us to provide a detailed accounting of our current, personal investment accounts. He cites the need to comply with the Patriot Act. Does the Patriot Act require this?

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Five Finance Concepts A Savvy Investor Needs To Know

Five Finance Concepts A Savvy Investor Needs To Know

Not every investor is as savvy as they could be. Financial education is not taught in high school. In fact, it’s only taught to college students who proactively seek out to learn about this topic. A lack of knowledge can hurt your portfolio so read on for 5 key finance concepts you must know as a savvy investor.

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Q&A with David Edwards: How Can A Stay-At-Home Mom Generate Investment Income?

Q&A with David Edwards: How Can A Stay-At-Home Mom Generate Investment Income?

Question: I am a stay at home mom. Me and my husband have six children. My husband has a great job. However, I would like to generate some income without having to work outside the home. I have been learning about trading, I want to invest in the stock market. What is the best place to start?

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“Feathering” Our Portfolios: What Sailing Teaches Us About Investing

“Feathering” Our Portfolios: What Sailing Teaches Us About Investing

There are many similarities between sailing and investing. A lot has to do with preparation: it is much easier to manage unforeseen events by planning in advance. This will allow you to stay the course instead of reacting to the markets.

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